NickleUp

Choose how you get a brand reward.

Proposed idea: before a brand issues your reward, you choose a coupon or a small stock investment.

🎁

See a brand reward offer (not issued yet)

🤔

Choose coupon or stock before it is issued

🎟️

Fill a golden ticket with stock-choice rewards

🏦

When it's full, the brand pays a partner broker directly

Planned design: the reward money comes from the brand's marketing budget and goes straight to a partner broker. It never goes through NickleUp.

Account

Example account already set up — no information needed

This mock-up never asks for any personal details. In the real app, sign-up steps are still being designed.

Partner broker (proposed)

🏦 Partner Broker (example)

Proposed design: broker handles identity checks; final data handling and broker integration still need confirmation.

A reward offer

🥫 Example Soup Co.
$2 brand reward offer (illustrative)
Not issued yet — you choose first

Nothing has been issued. You pick the form of the reward first.

Coupon or stock?

Choose before the brand issues your $2 reward:

🎟️ Coupon
Brand issues a $2 coupon.

📈 Stock
Adds $2 of example value to your golden ticket.

Example: your ticket already shows $8 from earlier illustrative choices. No real credits or funds exist.

Your golden ticket

GOLDEN TICKET

$10

of $10 — ready!

$8 earlier + $2 just now (illustrative)

In the concept, you choose a ticket target such as $10, $25, or $50. This example uses $10. No real credits or funds.

🥫

When the ticket is full: brand's marketing budget

⬇️

🏦

Partner broker, directly

Planned design: the money never goes through NickleUp, and you never pay a cent to use the app. That does not mean purchases are free or that there are no taxes. Next, you choose the company.

Pick a company (example)

🥫 Example Soup Co.

🥣 Example Cereal Co.

🥤 Example Drink Co.

Stocks can go down as well as up. No guarantee. Not advice to buy any stock.

My investments (pretend)

Example screen

$10.00 of Example Soup Co.

Shows how a stock reward paid by the brand to Partner Broker (example) might appear. Nothing was bought.

Questions (draft answers)

Does NickleUp handle the money? Planned design: no. The brand pays the partner broker directly from its marketing budget.
Do I pay to use it? Planned requirement: the app is free to use. Your own purchases still cost what they cost.
What about my info? Proposed design: broker handles identity checks; final data handling and broker integration still need confirmation.
Is it insured? Stocks are not FDIC-insured. SIPC may cover eligible missing assets if a member broker fails; it does not cover market losses. No guarantee.
Taxes? Stock rewards may have tax effects. Wording still needs professional review.

Thanks for trying it! 💛

This was a mock-up of a proposed flow. Three quick questions — just reply to whoever sent you this file:

1. Was any step confusing? Which one?

2. Would you choose coupon or stock for your next brand reward? Why?

3. What would you need to know before trusting it?